Myth 1: Mutual funds are only for experts
Truth: SIPs make investing easy and automated, even for beginners.
Myth 2: Mutual funds guarantee returns
Truth: Returns are market-linked, but long-term investments often yield solid returns.
Myth 3: High risk equals high returns
Truth: There are low-risk debt mutual funds as well, suitable for conservative investors.
Myth 4: You need a lot of money to start
Truth: SIPs start at ₹100/month — it’s accessible to all.
Myth 5: Mutual funds are only for the young
Truth: There are suitable options for all age groups, including retirees.
Myth 6: One fund is enough
Truth: A balanced portfolio of different funds improves long-term performance.
Myth 7: Past performance = future returns
Truth: While helpful, past returns don’t guarantee future outcomes. Focus on fundamentals.
🔓 How to break these myths?
Educate yourself through certified advisors, read verified resources, and track your investment performance regularly.